Welcome to Kanwar Brar Mortgages

At Kanwar Brar Mortgages, we specialize in finding mortgage solutions tailored to your unique needs, ensuring a smooth home buying experience.

Services

Home Purchase Mortgages

Secure financing for your dream home with personalized mortgage options and expert guidance for a smooth buying experience.

Mortgage Refinancing

Refinance your mortgage to save money with optimized terms, reduced rates, and personalized solutions for your goals.

Mortgage    Pre-Approval

Gain a clear borrowing limit and confidence in negotiations with our efficient and precise Mortgage Pre-Approval service.

 

Renovations

A renovation loan helps you finance both the purchase of a home and the cost of repairs or upgrades, all in one loan. It’s perfect for fixer-uppers.

Construction Finance

A construction loan provides the funds to build a home from the ground up. It typically covers the cost of materials, labor, and permits.

 

   Equity     Take- Out

An equity take-out allows you to borrow against the equity you've built in your home. It’s a great option for funding renovations, debt consolidation, or other large expenses.

Bad Credit

Obtaining a mortgage with bad credit may seem difficult, but it’s not impossible. Secure financing for your dream home with personalized mortgage options. With the right approach, it's possible to secure a mortgage even with less-than-perfect credit.

Past Bankruptcy

Securing a mortgage after bankruptcy can seem like a daunting task, but it’s entirely possible with the right approach. Lenders understand that people make mistakes, and bankruptcy can be a tool to reset your financial life.

Denied by Bank

Facing a mortgage rejection can be disheartening, but it's not the end of your homeownership journey. Having your mortgage application rejected is a temporary hurdle. With careful planning and the right lender, you can still secure the mortgage.

Self Employed

Securing a mortgage while self-employed may take extra effort, but by being prepared, keeping meticulous records, and working with the right professionals, you can achieve your homeownership goals. Take the time to plan, and soon you’ll be unlocking the door to your new home!

New to Canada

Moving to a new country is an exciting journey filled with opportunities, but navigating the financial landscape can be challenging, especially when it comes to securing a mortgage. For new immigrants in Canada, understanding the mortgage process is essential for homeownership.

 

Chip/Reverse Mortgage

A reverse mortgage can be a valuable financial tool for seniors looking to enhance their retirement income, tap into home equity, or cover unexpected expenses. However, understanding how to secure one can be daunting.

Frequently Asked Questions

What types of mortgages do you offer?

We offer a variety of mortgage options including fixed-rate, variable-rate, and tailored solutions to fit your needs.

How can I benefit from refinancing my mortgage?

Refinancing can help reduce your interest rate, lower monthly payments, and consolidate debt to save money.

What is the process for getting pre-approved?

Our pre-approval process involves assessing your financial situation to determine how much you can borrow, giving you a clear budget and confidence.

“Working with Kanwar Brar Mortgages was a fantastic experience! They made the mortgage process seamless and stress-free.”

Ramandeep S

Contact us

Get in touch with Kanwar Brar Mortgages for expert advice on home loans and refinancing options.

PH: +1 (778) 882 1000

Location

Kanwar Brar Mortgages

#106 6678 152 St

Surrey, British Columbia V3S 3L4

About us

Kanwar Brar is a dedicated mortgage broker  located in Surrey, British Columbia, Canada. We specialize in providing personalized mortgage solutions for home buyers and homeowners looking to refinance. Our mission is to help our clients achieve their homeownership dreams by offering expert advice, competitive rates, and exceptional customer service. With years of experience in the industry, our team understands the complexities of the mortgage market and is committed to simplifying the process for our clients. We pride ourselves on our professionalism, integrity, and ability to build lasting relationships with our clients. At Kanwar Brar Mortgages, we believe in empowering our clients with the knowledge and tools they need to make informed financial decisions.